Financial & cashflow forecasts

If you are a SME, start-up or scale-up, chances are your cashflow is limited and every euro counts. In such an environment, wise resource allocation becomes a strategic discipline rather than a simple operational concern.

Understanding how each project affects your cashflow — both in timing and magnitude — is essential to avoid unpleasant surprises and maintain financial stability. Detailed cashflow visibility helps you compare scenarios, evaluate trade-offs, and prioritise the initiatives that bring the highest value or fastest return. It also allows you to anticipate constraints, adjust spending proactively, and ensure that your growth ambitions remain aligned with your financial reality.

In short, mastering your cashflow is key to making informed decisions and sustaining momentum as you scale.

Even when your cashflow position is comfortable, forecasting remains a strategic necessity.

Accurate projections allow you to optimise working capital by anticipating peaks and troughs, ensuring that resources are always allocated efficiently.

They also help you identify moments where excess cash can be safely placed to generate additional returns without compromising liquidity.

Beyond day-to-day management, robust forecasting gives you the visibility needed to seize new investment opportunities, plan growth initiatives, and make confident long-term decisions. In short, strong cashflow today doesn’t remove the need for forecasting: it amplifies its value.

Start-ups that depend on subsidies or fundraising often experience strong fluctuations in their cashflow. These variations can make day-to-day management unpredictable and significantly increase financial risk.

A rigorous and continuous follow-up of your cash position becomes essential — not only to avoid liquidity shortages, but also to plan critical milestones, anticipate delays in funding, and adapt spending when needed.

Clear visibility on your runway is key to ensuring your survival until the next financing round, the arrival of your first revenues, or the moment when your business model becomes self-sustaining.

Preparing for bank loans or fundraising demands a financial narrative that investors and lenders can trust.

Additional financial analyses help you demonstrate the robustness of your business model, justify your assumptions, and present realistic scenarios. They also allow you to highlight growth opportunities, anticipate risks, and show how funds will be used efficiently.

In short, thorough financial analysis strengthens your credibility and increases your chances of securing the financing you need.